{"id":5716,"date":"2018-03-05T13:00:18","date_gmt":"2018-03-05T13:00:18","guid":{"rendered":"https:\/\/techfoliance.com\/?p=5716"},"modified":"2018-03-26T10:22:52","modified_gmt":"2018-03-26T10:22:52","slug":"vers-harmonisation-de-fintech-europe","status":"publish","type":"post","link":"https:\/\/insights.invyo.io\/france\/fintech-corner\/actualites\/vers-harmonisation-de-fintech-europe\/","title":{"rendered":"Vers une harmonisation de la Fintech en Europe"},"content":{"rendered":"<p><strong>La Commission europ\u00e9enne veut construire un cadre r\u00e9glementaire uniforme pour favoriser le d\u00e9veloppement des technologies financi\u00e8res (Fintech) dans la r\u00e9gion.<\/strong><\/p>\n<p>Les Fintech europ\u00e9ennes doivent aujourd&rsquo;hui faire face \u00e0 une <strong>myriades de mesures r\u00e9glementaires<\/strong>, ce qui impacte directement la comp\u00e9titivit\u00e9 des acteurs du secteur sur le plan international.<\/p>\n<p>Dans son plan de d\u00e9veloppement, la Commission entend par exemple \u00e9tablir <strong>un projet de loi sur le financement participatif<\/strong> (crowdfunding) et proposer des <strong>normes technologiques communes en mati\u00e8re de Blockchain<\/strong>. Elle\u00a0annonce \u00e9galement vouloir cr\u00e9er:<\/p>\n<blockquote><p>\u00ab\u00a0Un cadre europ\u00e9en permettrait un passeport europ\u00e9en et, en m\u00eame temps, assurerait la bonne gestion des plates-formes et la protection des bailleurs de fonds.\u00a0\u00bb<\/p><\/blockquote>\n<p>En mati\u00e8re de Cyber s\u00e9curit\u00e9, l&rsquo;ex\u00e9cutif europ\u00e9en envisage \u00e9galement de renforcer la protection des Fintech face aux <strong>risques de piratage<\/strong>, et pr\u00e9voit un \u00ab\u00a0test de cyber-menace\u00a0\u00bb pour les pour les acteurs du secteur financier au sein de l&rsquo;UE. Des mesures sont \u00e0 pr\u00e9voir dans les <strong>crypto monnaies<\/strong> et les <strong>lev\u00e9es de fonds par \u00e9missions de jetons digitaux<\/strong> (ICOs).<\/p>\n<blockquote><p>\u00ab\u00a0Un march\u00e9 europ\u00e9en des technologies financi\u00e8res n&rsquo;atteindra pas son plein potentiel sans le d\u00e9veloppement de normes ouvertes qui rendent l&rsquo;interop\u00e9rabilit\u00e9 possible, simplifient l&rsquo;\u00e9change de donn\u00e9es entre les acteurs du march\u00e9 et facilitent la concurrence.\u00a0\u00bb<\/p><\/blockquote>\n<p>La Commission pr\u00e9sentera d&rsquo;ici le <strong>quatri\u00e8me trimestre 2018<\/strong> les directives de son projet de \u00ab\u00a0bac \u00e0 sable\u00a0\u00bb r\u00e9glementaire qui sera d\u00e9ploy\u00e9 \u00e0 l&rsquo;\u00e9chelle Europ\u00e9enne, et non plus par pays.<\/p>\n<hr \/>\n<p>Cet article a \u00e9t\u00e9 publi\u00e9 dans l&rsquo;<a href=\"https:\/\/www.usinenouvelle.com\/article\/l-ue-va-devoiler-des-mesures-pour-soutenir-la-fintech-.N661759\" target=\"_blank\" rel=\"noopener\" class=\"broken_link\"><strong>Usine Nouvelle<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>La Commission europ\u00e9enne veut construire un cadre r\u00e9glementaire uniforme pour favoriser le d\u00e9veloppement des technologies financi\u00e8res (Fintech) dans la r\u00e9gion. Les Fintech europ\u00e9ennes doivent aujourd&rsquo;hui faire face \u00e0 une myriades de mesures r\u00e9glementaires, ce qui impacte directement la comp\u00e9titivit\u00e9 des acteurs du secteur sur le plan international. Dans son plan de d\u00e9veloppement, la Commission entend [&hellip;]<\/p>\n","protected":false},"author":24,"featured_media":5951,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1208,1207],"tags":[2595,1242,1243,2596,1278,2526,2527,1182,1219,2300,1342,2597,1516,2598,1517,2599],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/insights.invyo.io\/france\/fintech-corner\/actualites\/vers-harmonisation-de-fintech-europe\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Vers une harmonisation de la Fintech en Europe - INVYO Insights France : Media Fintech\" \/>\n<meta property=\"og:description\" content=\"La Commission europ\u00e9enne veut construire un cadre r\u00e9glementaire uniforme pour favoriser le d\u00e9veloppement des technologies financi\u00e8res (Fintech) dans la r\u00e9gion. Les Fintech europ\u00e9ennes doivent aujourd&rsquo;hui faire face \u00e0 une myriades de mesures r\u00e9glementaires, ce qui impacte directement la comp\u00e9titivit\u00e9 des acteurs du secteur sur le plan international. 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